How can we help?

Company registration, residence, banking and accounting each require different documents and decisions. ARG helps you work out what applies to you, prepare the information and coordinate the next steps with the specialists involved.

Client feedback

What our clients say

Experiences with ARG across business, tax and relocation in Bulgaria.

We had been operating in Bulgaria for a few months before realising our accounting setup was too dependent on scattered emails and individual spreadsheets. ARG reviewed what was already in place, cleaned up the workflow and gave us a monthly routine that our team could actually follow. The difference was immediate.

5

Organization

We wanted one person to see the full picture across banking, tax, property and family matters rather than dealing with each adviser separately. ARG helped us organise the documents and priorities around one working file. That coordination has been the main value for us.

5

Person

We booked a tax consultation because we had been given two different answers by two different advisers. ARG went through the facts rather than guessing from a short description and explained which points actually mattered under Bulgarian rules. We left with a clear list of next steps.

5

Organization

We were not sure which residence route actually fitted our situation because different websites described the options differently. ARG checked our circumstances first and explained which basis was realistic before asking us to collect documents. That saved us from preparing the wrong file.

5

Person

We formed our Bulgarian company through ARG because we wanted the ownership, management and banking steps planned together. They explained the choices without overcomplicating them and prepared the registration documents around our actual structure. The company was set up with fewer loose ends than we expected.

5

Person

Year-end used to mean chasing documents across three people and hoping nothing had been missed. ARG helped us reconcile the open items early, set clear deadlines and kept the annual accounts moving without the usual last-minute panic. It was the first year the process felt organised.

5

Organization

Our tax planning involved assets and income in more than one country, so we were careful about getting advice that looked beyond a single transaction. ARG mapped the relevant facts first and only then discussed options. The process felt considered rather than product-driven.

5

Person

We were unsure whether our time in Bulgaria and ties elsewhere made us Bulgarian tax residents. ARG reviewed the days, home, family and business connections and explained the analysis in a way we could actually use. The answer was nuanced, which gave us confidence it had been thought through.

5

Organization

Our Visa D application involved documents from more than one country and a fairly tight travel schedule. ARG helped us plan the sequence, translations and validity periods so nothing expired while we were waiting for another document. The application felt much more manageable.

5

Person

Our gas-trading project involved both commercial contracts and regulatory requirements, and we did not want those workstreams developing separately. ARG helped us align the company structure, responsible persons and licence documentation. The application was much more coherent as a result.

5

Organization

We completed the entire company formation process from abroad. ARG organised the powers of attorney, signatures and registry documents and kept us updated without requiring us to understand every procedural detail. It was straightforward from our side.

5

Person

We originally came with a fairly narrow question about the corporate tax return. During the review, ARG noticed several transactions that needed to be looked at together and worked with our accountant to document them properly. That saved us from trying to solve everything in the final week before filing.

5

Organization

A bank asked for a much more detailed explanation of our source of funds than we expected. ARG helped us reconstruct the timeline, identify the strongest supporting documents and present the information in a logical way. The file became much easier to understand.

5

Person

My income came from several countries and I was worried the annual personal tax return would turn into a complicated exercise. ARG helped me identify what had to be declared in Bulgaria and what supporting documents to keep. The filing was straightforward once the facts were organised.

5

Organization

We had renewed our residence before, but this time our circumstances had changed and we did not want to assume the old checklist was still enough. ARG reviewed the file from scratch and flagged the documents that needed updating. The renewal went smoothly.

5

Person

We were considering a payment institution licence and needed a realistic gap analysis before spending heavily on policies and staffing. ARG reviewed our proposed model and showed us where the main regulatory weaknesses were. That gave us a sensible order of work.

5

Organization

Our group wanted a Bulgarian presence but had not decided between a branch and a subsidiary. ARG compared the practical and legal differences in the context of our operations and helped us choose the structure before preparing the documents. That decision process was valuable.

5

Person

Our turnover had grown quickly and we were unsure exactly when the Bulgarian VAT registration obligation had been triggered. ARG went through the actual invoices and payment dates with us, confirmed the position and organised the application. The advice was practical and specific to our numbers.

5

Organization

We had been postponing succession planning because it touched property, company interests and family arrangements at the same time. ARG helped us break the issue into decisions and documents rather than one huge project. That made it much easier to move forward.

5

Person

Our company needed advice on a tax issue that affected both current reporting and a planned transaction. ARG looked at the accounting treatment, the legal documents and the timing together. That prevented us from fixing one issue while creating another.

5

Organization

We approached ARG to understand whether we were already eligible for permanent residence and what evidence would be required. They reviewed our residence history and absences and gave us a realistic view before we started collecting documents. That clarity was very helpful.

5

Person

We set up a Bulgarian association and needed help translating our governance idea into documents the registry would actually accept. ARG helped us structure the bodies, objectives and representation rules clearly. The final documents reflected how we wanted the organisation to work.

5

Person

ARG has been helping us keep VAT reporting under control after we expanded our operations in Bulgaria. What we appreciate most is that questions are dealt with before the return is due, not after a problem appears. The communication is concise and we always know what documents are still needed.

5

Organization

We were considering using a separate company to hold a property investment and wanted to understand the tax and administrative consequences before setting anything up. ARG compared the structure with direct ownership and helped us decide based on our actual plans, not a generic model.

5

Person

We first contacted ARG about VAT registration, but the useful part was the broader review of how our sales and invoices were structured. They explained the practical impact on future returns and helped us adjust the process before the registration went live.

5

Organization

The long-term EU residence rules were not easy to interpret from general information online. ARG checked our years of residence, absences and supporting records and then gave us a practical filing plan. We appreciated that they did not oversimplify the eligibility test.

5

Person

We approached ARG while evaluating whether our investment and forex activities would require licensing in Bulgaria. They helped us classify the model and understand the governance and compliance implications before incorporation. The advice prevented us from building around the wrong assumptions.

5

Organization

We registered a trade representative office as part of a wider expansion into Bulgaria. ARG helped us understand what the office could and could not do and coordinated the registration documents with the foreign parent company. The limitations were explained clearly from the start.

5

Person

VIES and Intrastat had become one of those tasks everyone assumed someone else was handling. ARG checked our EU movements, clarified what had to be reported and built the reporting into our normal monthly process. Since then, it has stopped being a recurring source of stress.

5

Organization

We were buying a high-value property and wanted someone to look beyond the sale contract. ARG coordinated the legal, tax, banking and source-of-funds questions so we could see the transaction as a whole. That broader view was exactly what we needed.

5

Person

Our structure involved Bulgaria and two other jurisdictions, so we did not want planning based on one country's tax rules in isolation. ARG mapped the flows between the companies and owners and helped us identify which questions required local input elsewhere. The approach was careful and realistic.

5

Organization

We had collected documents for Bulgarian citizenship over several years and were unsure whether the file was actually complete. ARG reviewed the basis, identified outdated or missing items and helped us organise the evidence. It was the first time the application felt like one coherent file.

5

Person

MiCA created a lot of noise in the market and we wanted advice tied to our actual crypto services rather than broad summaries. ARG worked through the activities one by one and helped us identify the authorisation and compliance work that genuinely applied to us.

5

Organization

We sell through several European marketplaces, so OSS and IOSS became more complicated than our previous accountant expected. ARG helped us sort the sales data by country and scheme and coordinated the reporting logic with the accounting team. The monthly handover is much cleaner now.

5

Organization

We bought an apartment in Bulgaria from abroad and expected the process to be much more fragmented. ARG coordinated the document review, signing arrangements and practical steps with the local parties. We always knew what needed to happen next.

5

Person

We needed treaty relief on a cross-border payment and wanted the paperwork to be right before the payment was made. ARG checked the residency documentation, the relevant treaty position and the Bulgarian procedure. Everything was prepared in advance instead of being corrected later.

5

Organization

Our family reunification case involved civil-status documents issued abroad and different expiry periods. ARG helped us sequence the legalisation, translation and immigration steps so we were not repeating work. The coordination made a complicated family process much easier.

5

Person

We needed a registered address and a reliable way to receive official correspondence while our management team remained abroad. ARG arranged the setup and explained how notices would be handled. It solved a simple but important operational issue for us.

5

Person

We changed payroll support because every month seemed to involve the same basic questions. ARG reviewed the employee files, set a fixed document deadline and gave us one point of contact. Payroll is now predictable, which matters more to us than anything fancy.

5

Organization

Our group had related-party transactions but very little documentation explaining how prices had been set. ARG helped us identify the transactions that actually mattered and structure the supporting analysis. The result was much more proportionate than trying to document every internal payment equally.

5

Organization

My parents wanted to move to Bulgaria as pensioners and we needed a clear explanation of the financial and document requirements. ARG helped us prepare the residence route from the beginning and answered practical questions along the way. The process felt personal rather than generic.

5

Person

We needed to register an insurance brokerage and had already prepared several documents internally. ARG reviewed the package, identified what was missing and helped align the governance documents with the actual way we intended to operate. The filing felt much stronger afterwards.

5

Organization

Our corporate bank account application had stalled because the bank kept asking for different explanations of the business model. ARG helped us organise the ownership, activity and source-of-funds information into one consistent package. The process became much less repetitive after that.

5

Person

We asked ARG to review a property before we signed anything binding. They checked the ownership history, available documents and the issues that could affect the transaction, then explained the risks in plain language. That gave us enough information to make a decision without drama.

5

Person

We wanted to distribute profits but were unsure about the tax position for the shareholders in different countries. ARG reviewed the ownership and residency facts and helped us plan the timing and documentation. It was useful to have the dividend decision looked at before the money moved.

5

Organization

Our company hired a specialist from outside the EU and needed to understand the Blue Card process before making promises on timing. ARG reviewed the role, qualifications and employer documents and gave us a realistic sequence. That helped us plan the hire properly.

5

Person

We were launching a transport business across several EU countries and needed the Bulgarian licensing side handled correctly from the beginning. ARG helped us work through the establishment, transport-manager and documentary requirements in the right order. That saved us from setting up parts of the business twice.

5

Organization

We changed shareholders in a Bulgarian company and wanted to make sure the transaction documents, registry filing and bank records all stayed consistent. ARG coordinated the sequence and flagged which third parties also needed to be updated. That avoided a messy cleanup later.

5

Person

We hired an employee who continued working between Bulgaria and another EU country, and the A1 issue quickly became more technical than expected. ARG helped us identify the right documents and coordinate the payroll side. We were able to proceed without improvising month by month.

5

Organization

We completed a property purchase without travelling to Bulgaria. ARG organised the powers of attorney, document flow and communication with the local parties. The process was far smoother than we expected for something handled almost entirely from abroad.

5

Person

We make recurring payments to foreign service providers and had never been fully comfortable with the Bulgarian withholding tax treatment. ARG reviewed the agreements and payment types and gave us a practical matrix for future payments. That has made the monthly accounting much easier.

5

Organization

We needed a single work and residence permit for a new employee and had no internal immigration function. ARG coordinated the employer and employee documents and kept both sides updated on what was outstanding. It was a big help to have one person managing the file.

5

Person

Our travel business was ready commercially but the registration requirements were less clear than expected. ARG helped us prepare the corporate and operational documents for the tour operator and travel agent process and kept the work moving while we handled the launch.

5

Organization

We had several corporate changes to file at once and did not want separate submissions contradicting each other. ARG combined the changes into one coordinated registry process and checked the supporting resolutions and declarations. It was efficient and easy to follow.

5

Person

Our import transactions had been booked inconsistently for quite some time. ARG matched customs documents against the accounting records, found the missing links and helped us set up a better process for future imports. It took some work at the start, but the records finally make sense.

5

Organization

We were exploring residence options connected to our business activities in Bulgaria and wanted to understand what was genuinely available rather than what sounded attractive online. ARG compared the routes against our circumstances and explained the documentary burden of each. That saved us time and money.

5

Person

We wanted to start an employment agency and needed someone to check the regulatory requirements before we signed contracts with clients. ARG reviewed the model and helped us put the required documents and internal procedures in place. That gave us confidence to launch.

5

Organization

We run an online business with several marketplaces, payment processors and currencies. ARG helped us redesign the monthly accounting handover so the sales data, fees and refunds were not being reconciled manually every time. Closing the month is noticeably faster now.

5

Organization

ARG helped us put the rental side of our Bulgarian property on a proper footing. They explained the tax and reporting obligations, coordinated with the accountant and helped us organise the documents we should keep. It turned an informal arrangement into something much easier to manage.

5

Person

We were opening a food business and wanted the registration and HACCP side done properly before operations started. ARG coordinated the paperwork and helped us understand which procedures had to exist in practice, not just on paper. The setup was much more robust because of that.

5

Organization

We asked ARG to update our articles and prepare a shareholders agreement after bringing in a new investor. They helped us separate what belonged in the public corporate documents from what should stay in the private agreement. The final structure was much cleaner.

5

Person

Our security business needed a Bulgarian licence and we were unsure whether our proposed management and staffing setup would meet the requirements. ARG reviewed the structure early and helped us correct several points before the application stage. That saved us a lot of rework.

5

Organization

We inherited property in Bulgaria and initially had no idea which documents had to come from abroad and which steps had to happen locally. ARG organised the sequence and coordinated the translations and filings. The process was much less intimidating once it was broken down.

5

Person

My crypto history covered several exchanges and years, so I expected the tax review to be messy. ARG focused first on reconstructing the transactions and identifying what data was reliable. Once that was done, the Bulgarian tax treatment was much easier to understand.

5

Organization

We were planning a pharmacy-related business and quickly realised the licensing requirements affected the premises, responsible professionals and company setup at the same time. ARG helped us coordinate those pieces instead of dealing with them separately. The project became much easier to manage.

5

Organization

We approached ARG when replacing our previous accountant. The difficult part was understanding the condition of the existing records and what could realistically be handed over. ARG reviewed the history, identified what needed reconstruction and managed the transition in a very controlled way.

5

Organization

Our bank asked for a full KYC update at short notice. ARG helped us organise the ownership, income and source-of-funds documents into a coherent file and flagged the gaps before submission. That saved a lot of back-and-forth with the bank.

5

Person

We contacted ARG after receiving questions from the NRA and wanted to respond carefully rather than defensively. They helped us organise the factual record, separate the important points from the noise and prepare the supporting documents. Having a clear strategy made the process far less stressful.

5

Organization

We contacted ARG after a visa refusal because we wanted to understand whether it made sense to challenge the decision or reapply. They reviewed the refusal reasons and the underlying file and gave us a realistic assessment. We appreciated the measured advice rather than a promise of success.

5

Person

We asked ARG to review our AML and KYC framework after several clients started requesting more detailed compliance information. They compared the written policies with what our team was actually doing and helped close the gaps. The result is much more usable than our old template-based manual.

5

Organization

We decided to close a Bulgarian company that had been inactive for some time. ARG explained the liquidation stages, coordinated the corporate and accounting work and kept track of the formal deadlines. Having one team manage the sequence made a long process far easier to follow.

5

Person

Alexander Viktorovich
ARG’s founder and managing partner, Alexander brings more than 30 years in international business, including brands with annual revenue above €20 million. He established ARG in Switzerland in 1998 and now helps clients plan their move to Bulgaria.
Marina Raleva
Marina is a point of contact for individuals and families moving to Bulgaria. She organises the practical steps, keeps clients informed and brings in the specialists each move requires.
Ivan Viktorovich Evkin
Ivan works on corporate and commercial matters, helping owners and managers assess legal risks, document agreements and plan changes to their business.
Tatiana Nerevyatkina
Tatiana coordinates the documents and administrative steps for residence and relocation matters. She helps clients understand what to prepare and keeps track of the next action in their case.

Why work with ARG?

Our work in numbers

ARG supports entrepreneurs and established international businesses in Bulgaria, including companies with annual turnover above €23 million. We coordinate company setup, tax, accounting, compliance and relocation, and continue supporting clients as their businesses grow.

25+ countries represented
250+ companies established and supported
€45M+ combined annual client turnover in Bulgaria
54% more business expenses identified and properly recorded
What would you like to do in Bulgaria?
What would you like to do in Bulgaria?
What would you like to do in Bulgaria?

What would you like to do in Bulgaria?

What would you like to do in Bulgaria?

What would you like to do in Bulgaria?

Let’s discuss your plans for Bulgaria

Tell us where you live, how your business works and what you want to change. We will help you identify the questions to resolve and the next steps to consider.

Latest articles

Read about company registration, tax, accounting and residence in Bulgaria. Our articles explain the questions to consider and the documents that can matter when planning your next step.